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lcoons668
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Posted: Fri Jul 4th, 2008 11:20 pm |
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We are getting ready to retire to Mexico but have concerns regarding our pre-existing conditions and the fact our insurance won't cover us outside the US.
Are there any reasonable plans anyone knows about? Thanks.
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mel
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Posted: Sat Jul 5th, 2008 02:10 pm |
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| My wife and I have the same concerns. IMSS apparently excludes preexisting conditions including cancer even if persons are cancer free and have been cancer free for more than a year. Anyone with first-hand knowledge and experience have any comments? Any comments and/or suggestions regarding private insurance policies?
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gbates
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Posted: Sat Jul 5th, 2008 03:00 pm |
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| The private insurance company we checked into would not insure if you have high blood pressure( even controlled under medication) or any kind of pre-existing conditions.
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sophia
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Posted: Sat Jul 5th, 2008 08:39 pm |
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| It is my understanding that CIMA Hospital in Hermosillo has a policy that people here have found satisfactory. Another suggestion is to check with Susan Canale at joseluisdoc@clinicasancarlos.com. She is very knowledgeable about all kinds of coverages available, and her husband is a fine doctor who has practiced here for many years.
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lcoons668
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Posted: Sat Jul 5th, 2008 10:07 pm |
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Thank you all. Sending emails and now waiting for responses regarding different coverages.
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mel
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Posted: Sun Jul 6th, 2008 02:10 am |
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| Thanks, Sophia, for your information. We were about to send out emails ourselves, but seeing that lcoon668 is already doing that, lcoon668, would you mind posting the info unless it's personal? If you'd rather not, that's okay; I simply didn't want to send essentially the same requests for info to the same people unless it's necessary. Incidentally, we've been patients of Dr. Canale, met Susan, recommend them very highly. Don't know why I didn't think to contact Susan myself; great suggestion, Sophia.
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mel
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Posted: Wed Jul 9th, 2008 02:03 pm |
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| lcoons668, there's a discussion about medical/health insurance on the Chapala web board you might find interesting. Go to chapala.com/webboard, click on ajijic/chapala/guadalajara, and go to the medicare topic. Also, if you go to the CIMA Hermosillo web site and click on services (or servicios), I think there's a list of insurance providers CIMA accepts.
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lcoons668
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Posted: Wed Jul 9th, 2008 04:07 pm |
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mel wrote: lcoons668, there's a discussion about medical/health insurance on the Chapala web board you might find interesting. Go to chapala.com/webboard, click on ajijic/chapala/guadalajara, and go to the medicare topic. Also, if you go to the CIMA Hermosillo web site and click on services (or servicios), I think there's a list of insurance providers CIMA accepts.
Thanks....checking on that site also. Also am getting quotes and information from Susan. Will post more when I really understand what the crap I have found out lol.
I am soooooooo confused right now.
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mel
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Posted: Wed Jul 9th, 2008 04:30 pm |
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lcoons668, you might also try these sites for info on IMSS:
mexconnect.com/mex_/dt/dtimssregs.html
medtogo.com/apply-IMSS-Mexico-social-security.html
Good hunting!
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flutist
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Posted: Fri Jul 11th, 2008 01:37 am |
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| Keep in mind that you can get air-vac for around $140 US a year per person. They will air vac you to any destination in the US and have many other advantages. When I had occasion to use it, the plane took off 3 1/2 hrs. after being called - very efficient.
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odwyerpw
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| Joined: | Fri Feb 24th, 2006 |
| Location: | San Carlos, Mexico |
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Posted: Fri Jul 11th, 2008 02:05 am |
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| IMSSS excludes pre-existing conditions for 1 year.
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Susan C
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| Joined: | Wed Oct 26th, 2005 |
| Location: | San Carlos, Mexico |
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Posted: Fri Jul 11th, 2008 09:00 pm |
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Many private US secondary insurances (to Medicare) are reimbursing for medical services in Mexico. You still need to pay the medical provider but submit the receipts directly to them. Aetna and BCBS are two.
Some people who have Medicare only are choosing to buy a medical air evacuation plans through http://www.skymed.com. The patient can be returned to the USA for further medical care.
ING medical insurance is available in Mexico. You would see the doctors and hospitals in their provider network. I believe that pre-exisiting ailments are covered after 2 years but please contact one of the local representatives for this company.
Tom Barroll
tab650@yahoo.com
or Guillermo Iberri with Mapfre Insurance at
memoiberri@prodigy.net.mx
I hope this helps.
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tonyh
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Posted: Fri Jul 25th, 2008 01:56 am |
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There is a very good article we wrote about this topic, on Mexico Connect. If you don't already have a free sign-on, just sign up for free.
The article is here:
http://www.mexconnected.com/mex_/travel/thamrick/thamrick1207.html
Some BUPA international medical plans are flexible about some minor medical conditions, send us an email to: tony@globalmedicalplans.com
CIMA accepts most of these international health insurance plans
The article above is worth a read...
TH
http://www.seguros-insurance.net/
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jbmex
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Posted: Fri Jul 25th, 2008 11:28 pm |
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| We have had imss for over 5 years my wife had cancer twice I have had health problems including a stroke and very high blood pressure they have never excluding any part from day one. I are completely happy with it. Have use it from surgery to a broken leg with no problems and no money out other than the annual payment
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